Should You Dollar Cost Average?
When faced with a large windfall, most investors naturally rely on Dollar Cost Averaging (DCA) to gradually invest their portfolio. The touted benefits of DCA are usually (1) avoiding a […]
Do Interest Rates Matter?
As mentioned in the last newsletter and by like-minded analysts, current valuations point to an expensive US stock market relative to …
Asset Allocation with Restricted Stock
When thinking about restricted stock units (RSUs) in a portfolio, most consider the tax and risk consequences of holding and selling restricted stock …
Using 529 Plans Effectively
Over the years, my clients and I have developed strategies to use 529 plans effectively when building a college fund. Here are three …
2012 Year-End Valuations
Valuation ratios such as P/E are not very useful in making one year predictions, although they do a fair job of predicting longer-term returns of at least 5-10 years …